The combination of the large rebates, tax credits, and renewable energy loans make getting a geothermal system a much more viable option to households. In some situations we have seen, people are saving money from the moment the system is installed, while the loan is being paid off. That means that you could possibly be paying less to heat with a geothermal system and pay off the loan, than you would be to just heat with a conventional system. Then as soon as the loan is paid off, you save hundreds per month on heating. Just think of what you could do with hundreds of dollars extra per month.